Should my business accept ACH payments?

ACH costs 0.5-1% per transaction (often capped at $5-10), making it far cheaper than cards for large transactions. Settlement takes 3-5 business days vs. 1-2 for cards. It's ideal for B2B invoices, subscriptions, rent payments, and any recurring charges over $100. Stripe, Square, and most processors now support ACH alongside cards.